Kouteris Mortgage Services operates under licence from Chocolate Homeloans Pty Ltd, trading as Chocolate Money. Chocolate Money is an accredited lender and mortgage broker.

Chocolate Money is also an accredited member of PLAN Australia and the Mortgage and Finance Association of Australia.

PLAN is one of Australia's largest mortgage aggregators with 27+ residential lenders and access to a long list of commercial lenders.

Chocolate Money has direct relationships with 10 other residential and business lenders.

Chris Kouteris has been individually authorised to provide mortgage product advice as a Director of Kouteris Mortgage Services on behalf of Chocolate Money.