Investment services
Before we can determine the right investments for you, we will ask you a few easy questions to assess your attitude towards the risks of investing. Risk is essentially the price that you pay for potentially higher investment returns. The more risk you take, the higher the potential long term returns you can expect. However this is not always the case and there are no guarantees when it comes to investing. This concept is referred to as the risk/return trade off.

We will also consider your broader financial circumstances and match your investments to those circumstances. For example, you may need an investment that is tax effective or perhaps you are looking to retire soon and are more concerned about the short term stability of your investment.

Once we have established your investment risk profile, we will prepare a written recommendation to you. If you agree with the recommendations, we will liaise with the product providers (e.g. your superannuation fund) to implement the strategy for you, saving you a lot of time and paperwork!

We will review the investment strategy each year or if your circumstances change to determine whether any changes need to be made. And of course, we are always available to answer any questions you may have.